Healthcare Solutions

doctorsFor years we have been waiting for our leaders to come up to come up with a solution to the healthcare crisis in this country.  We thought Obamacare was going to be the solution.  Unfortunately, it has not turned out that way.  While it has been a blessing to a a particular group, it has negatively impacted so many others.  Recently, we were let down by the GOP, who supposedly were going to present something that they had in the works for several years.  Sadly the plan that was laid down was inefficient and would make things worse according to pretty much everyone that spoke up.

I am not a politician.  I do not have a degree in finance or medicine, but I do have something that seems to be missing in many places, common sense and a desire to fix things.

Trying to tailor a healthcare bill that makes everyone happy in the United States is like trying to fit everyone into a “one size fits all” t-shirt.  Newsflash, it doesn’t fit all.   What continues to happen is that we keep getting left with the same issue, and things become progressively worse.  From an observing American’s point of view, we have two large problems.  that go hand in hand.  Both the pharmaceutical and insurance industry’s chokehold on the American public.  This coupled with the loyalty to campaign donors would be reason enough not to step on toes.

Therefore, after taking all of that into consideration, I present the following solutions, which may or may not have been previously discussed, but seem like a start:

  1. Solution #1

Kick healthcare back to the states and have them work on a solution that benefits their state.  Not all states have the same demographics so this would be an option. They can tailor their plans to fit theirs and keep their constituents happy.  It alleviates the situation in D.C. since this has become quite the circus, and a real solution that everyone will be happy with, seems nowhere in sight.  Repealing Obamacare would be like stealing a lollipop from a child at the park.  We will never hear the end of it from the left and it will create chaos with people’s plans however bad they are at the moment.

  1. Solution #2:

There are many people who are relatively healthy.  These people are not going to enroll in any plan where they will be paying thousands of dollars a year to go once a year for a checkup.  They would rather pay a fine.  A solution would be to implement some sort of structured fee schedule that is not as low as the one that Medicare uses. Instead of a physician billing you $300.00-$500.00 for one consultation, when health insurance pays them regularly $20-50 a visit, a structured fee schedule could be put in place for healthy uninsured Americans that would enable them to get the preventive care they need to ensure they stay that way.  The same would apply to diagnostic facilities, and laboratories.

Currently, an MRI scan can run anywhere from $2,000 to $5,000.00 when you are uninsured.  That is an exorbitant amount for a standard test.  When health insurance does pay for it, they pay about $300.00 and when auto insurance pays, in the case of auto accidents, they pay $800-900.00.  Lab work is the same, when it is run through a doctor’s office its roughly $80-$150.00, when paying for it out of pocket it’s about $600.00.  These prices serve as a deterrent for people who actually feel fine to not even go in even for wellness checkups.  You could end up paying $3,000.00 for 2 doctor visits, and some lab work, when you feel perfectly fine.  I, personally, would rather take a vacation for a week then spend it on doctors to tell me I’m fine, especially if I feel fine.

Implementing a nationalized fee schedule would be a solution to this situation. Hospitals, physicians, diagnostic facilities and laboratories would adhere to this fee schedule for those who are paying out of pocket on the spot.   This may even promote some credit card companies to offer health cards so you can charge it.  Presently, Care Credit, offers a card like this but its use is limited to dentistry and plastic surgery.

These same healthy people could also be offered a smaller separate plan for emergency situations.  These plans could be contingent on no pre-existing medical conditions at a fraction of a what the monthly cost is for a full-service plan.

There are many other options out there, that are doable if the concern is really the health of our citizens, but it seems that the problem is that we are too busy trying to make sure that the only ones that don’t get the shaft at the end of the day are the insurance companies.



What Happens Next?

untitled-6  The end of this election is 2 days away, and what have we learned and what happens next, are two questions we may ask ourselves given the turmoil and controversy we’ve had to endure during the past year.

Let’s start with what we’ve learned.  We’ve learned that our system is flawed in ways we didn’t even realize, or weren’t willing to acknowledge until it was shown to us on Facebook, through Wikileaks, and undercover videos taken by Project Veritas.  We’ve learned that upper level government controls justice in ways we couldn’t imagine.  We’ve learned that the people who we rely on to provide us with news and not just spin is ineffective in doing their job and is for sale.  We’ve learned that hackers and whistleblowers are the only ones that we can trust to give us “fair and accurate” reporting of what goes on internally.  We’ve also learned that for the most part both of our political parties are practically one and the same, and that which we call “the establishment” is not only established it’s entrenched.

To prove this, we take a look at this year’s election.  The Democratic Party was hijacked by Bernie Sanders, who is a socialist, and the Republican Party was hijacked by Donald J. Trump, who is Nationalist/Populist.  The effects were astounding, and caused a shaking of the system.  Immediately things were done both by the Washington establishment, and the media which is backed by the establishment to stop each of these men from moving forward.  President Obama, and his wife went on the campaign trail almost more than Hillary Clinton and Time Kaine, in order to appeal to the black voters by throwing in the race card, and ultimately appeal to women voters by throwing in the sexism card.  Two cards that carry a lot of weight and are used indiscriminately during elections.  This was after they had managed to oust Bernie Sanders through underhanded means.

This election was an all-out war of lies, sex and videotapes.  When Mr. Trump wasn’t saying some outlandish things himself, he was busy warding off accusations of almost everything from colluding with foreign governments to raping a 13 year-old girl.  Social media ran amok with mud-slinging.  It was a bar brawl of the lowest kind.  There were riots in the streets, people sent to interfere with the campaigning process.  And we heard all kinds of accusations ending in “ism” from both sides.

On Tuesday, November 8, 2016, a new President will have been elected, yet neither the Democratic Party nor the Republican Party will ever be the same.  If Hillary Clinton wins it will be under a veil of suspicion and investigation, as well as the very real possibility of a criminal indictment which would lead to impeachment, and the great possibility of a Constitutional crisis.  Even if she is not indicted, the dirt around her and her team will remain, which she may not be able to continue to sweep under the rug and laugh off.  The Bernie supporters who already feel betrayed will undoubtedly question Bernie Sanders’ judgment when he asked them to back Hillary Clinton.  Her supporters will feel that they were let down as well.

Republican party supporters will be angry with the Republican Party for not backing Trump, the same way they had backed all the prior candidates, and allowing this to happen.  What is the probability that they will trust those who are in power that they voted into office?  I’d say slim.

If Donald J. Trump wins on Tuesday, the Republican Party will still be fractured because they failed to support the candidate, and sold out to Hillary Clinton. Clearly any vote or support that wasn’t for Trump would only help her and the lack of proper outward support only means that there is no support.  The Democratic party will still be fractured because of all the shenanigans.  The investigation of Hillary Clinton will continue to a possible indictment, and anyone close to her that wants to continue to be in politics will jump ship as some already have.

If Trump does anything that is positive and noteworthy while in office, he will gain support, and probably stay another four years because he will have proved himself capable.  At that point, he could run under the “Gumby Party” and still be elected into office because four years is not long enough for the people to forget this catastrophe of an election.  If nothing improves under a Trump Presidency, then that is when scary things will happen.  With distrust in our two main parties and negative feelings about anything having to do with the establishment who participated in the 2016 fiasco, the public will turn to anything that is different.  Bernie garnered a lot of support, but he will be too old, and nobody on the circuit would seem like a good choice.   This would be the time where a true socialist could be voted in.  We all know that our universities are places of indoctrination for the liberal agenda, and the millennials will be a large voting block come next election.

Every four years we hear that “this election is a defining moment for our country because it could be the end of life as we know it”.  Well, I think it’s here.  This election is the precursor to the one we’ve all been warned about.  The one that will be a true gamechanger.  If you thought this one was crazy, hold on to your hats next time around we are headed for the hairpin turn.


The Election Sideshow…

We should start charging for admission to the show. If I was the leader of any of the many foreign countries who actually dislike us, I would be rolling on the floor laughing, and pointing the finger as America implodes during this election. The big strong America who predicates democracy, and freedom all over the world in an enforcing way is being taken over by the three stooges, the third stooge being our incredibly “in your face” biased media. This is not democracy, this is a side-show, and we are taken for clowns.

The situation is laughable and pathetic. We have a former First Lady, former Secretary of State, Former Senator running for President as the first woman candidate, who was under investigation for deleting subpoenaed documents, and mishandling classified information while she was in office. Not only that, but her husband, ex-President, who will be back in the White House if she wins, was almost impeached while in office, and has a scandalous past of mishandling interns, whom she has referred to as “bimbos” and other, not so nice, names. As a woman, this is not who I would choose to represent me. I wouldn’t have even put up with the cheating to begin with, much less defended him, as she did. To add fuel to the fire she lies about being under fire while getting out of a helicopter, about the fact that soldiers were left to die for 13 hours on their own, because of nothing less than a video in Florida, and then dismissed it as well its over let’s move on. Yet goes on stage with the Khan family to say how much she supports our military. Yes, she supports the dead ones, or the ones who can promote her agenda because for damn sure while they are alive, they mean nothing to her.

Then on the other side we have a billionaire real estate developer who has made comments about everyone, and anyone, to his own detriment, as if in an effort to get the other one elected, because I can’t see any other motivation for his actions, or lack of shutting the hell up every once in a while. He loses focus like a child with ADD, and feels the need to defend his actions when he was an ordinary citizen like everyone else, up until one year ago. Why?

Then add to that mix the fact that many in his own party are not even supporting him, and would rather forsake their own beliefs than support him, thus making us wonder “What kind of person are you, and what do you really believe in, or stand for when you would walk across the aisle into enemy camp, and offer them support?” In my opinion this represent a lack of integrity on their part. If I don’t support communist ideology why would I support a communist, just because someone in my party is not to my liking? I would sit it out and not offer my vote to anyone. We are not FORCED to vote, it’s a privilege to be exercised by those who want to. I would definitely not sell out my own beliefs.

I ask myself… Why didn’t Donald Jr. run for President, at least he can recite an entire paragraph without becoming distracted by nonsense, or inserting his foot in his big mouth repeatedly.

And while Rome burns, we the people are left with the choice you would give to a seven year old “Do you want broccoli or do you want spinach?” because for sure you are not getting steak, or even pizza.
It’s gotten so bad, and rancid that even Bernie, the socialist, who tried running as a Democrat, but had to leave with his tail between his legs, is starting to look really good.

It’s gotten so bad that we probably want Lyin’ Ted, and Little Marco back, and whoever that 3rd guy running as a Democrat was, back, and a do-over. It’s gotten so bad that Johnson, who doesn’t even know where Aleppo is, may be the better choice, at least we can have a smoke out on the White House lawn, and teach him some geography. It’s gotten so bad that people on both sides, not just one, have been violent, and mean towards each other during the process that many nations wish they were able to have. It’s gotten so bad that families, and friends have become divided. It’s gotten so bad that now we are blaming the candidates, who are neither in office, nor have been for some time, for police brutality, police deaths, playground bullying, weight issues, rape, and everything else that ails our society. All I have to say is stop the merry-go-round I want to get off!

While I love political discussions, as well as any other form of discussion about all kinds of issues, this goes over and beyond the scope of the normal.

WHAT I REALLY WISH, IS THAT I HAD THE POWER TO CONVICE THE ENTIRE COUNTRY NOT TO VOTE IN THIS ELECTION. I wish I had the power to tell everyone to get off the biased channels who comment on these two clowns, and go watch American Idol, at least there when the winner is chosen they actually have talent. We should ALL not waste our time and stay home, and do exactly what these politicians count on, which is ignore what goes on while they line their pockets, send our kids into harm’s way for their own financial gain, and then embarrass us with their lack of respect. That would teach them ALL a valuable lesson. A lesson that Washington and the elites, and those who don’t really give a crap about any of us need to learn. That you can’t keep messing with the American public. That we are sick and tired of their disgraceful behavior. That we are tired of the incessant lies that they continuously spew into our society like venom out of all their collective mouths. I for one have had enough of this garbage that we are actually calling “ELECTIONS”. When you have to vote for what you consider to be the lesser of two evils, there is something inherently wrong with the picture.

End of rant.